TERMS OF USE

Welcome to HOALendingXchange and the HOALendingXchange.com website. HOALendingXchange and its affiliates provide their services to you subject to the following conditions. If you visit the HOALendingXchange.com website, you accept these conditions. Please read them carefully. In addition, when you use any current or future HOALendingXchange service or visit or purchase from any business affiliated with HOALendingXchange, whether or not included in the HOALendingXchange web site, you also will be subject to the guidelines and conditions applicable to such service or business.

ELECTRONIC COMMUNICATIONS
When you visit HOALendingXchange or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT
All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of HOALendingXchange or its content suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of HOALendingXchange and protected by U.S. and international copyright laws.

TRADEMARKS
Any marks indicated on our site are registered trademarks of HOALendingXchange, Inc. or its subsidiaries, in the United States and other countries. HOALendingXchange trademarks and trade dress may not be used in connection with any product or service that is not HOALendingXchange’s, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits HOALendingXchange. All other trademarks not owned by HOALendingXchange or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by HOALendingXchange or its subsidiaries.

LICENSE AND SITE ACCESS
HOALendingXchange grants you a limited license to access and make personal use of this site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of HOALendingXchange. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of account information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of HOALendingXchange. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of HOALendingXchange and our affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilizing HOALendingXchange’s name or trademarks without the express written consent of HOALendingXchange. Any unauthorized use terminates the permission or license granted by HOALendingXchange. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of HOALendingXchange so long as the link does not portray HOALendingXchange, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any HOALendingXchange logo or other proprietary graphic or trademark as part of the link without express written permission.

REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT
Visitors may submit suggestions, ideas, comments, questions, or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of a card or other content. HOALendingXchange reserves the right (but not the obligation) to remove or edit such content, but may not regularly review posted content.
If you do post content or submit material, and unless we indicate otherwise, you grant HOALendingXchange and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You grant HOALendingXchange and its affiliates and sublicensees the right to use the name that you submit in connection with such content, if they choose. You represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify HOALendingXchange or its affiliates for all claims resulting from content you supply. HOALendingXchange has the right but not the obligation to monitor and edit or remove any activity or content. HOALendingXchange takes no responsibility and assumes no liability for any content posted by you or any third party.

COPYRIGHT COMPLAINTS
HOALendingXchange and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please contact us at alan.seilhammer@hoalendingxchange.com.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THIS SITE IS PROVIDED BY HOALENDINGXCHANGE ON AN “AS IS” AND “AS AVAILABLE” BASIS. HOALENDINGXCHANGE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.
TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, HOALENDINGXCHANGE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. HOALENDINGXCHANGE DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM HOALENDINGXCHANGE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. HOALENDINGXCHANGE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.
CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.

APPLICABLE LAW
By visiting HOALendingXchange, you agree that the laws of the state of Connecticut, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and HOALendingXchange or its affiliates.

SITE POLICIES, MODIFICATION, AND SEVERABILITY
We reserve the right to make changes to our site, policies, and these Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any reason unenforceable, that condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition.

OUR ADDRESS
HOALendingXchange
33 Grandview Drive
Lebanon, CT 06249
860-942-7902
HOALendingXchange.com

Copyright © 2017 All Rights Reserved HOALendingXchange
Customer Testimonails

I am so glad I found your site! I didn’t know where to turn to find the money for the roof replacement at our condominium HOA. After completing your online form in minutes, banks began competing for my business in less than a week and I got a great deal for my HOA! Thanks, HOALendingXchange!

Tony Compton, Treasurer By The Sea HOA, LLC
Customer Testimonails

We built a healthy Reserve Fund but needed more money than we had saved when it came time for the new roof for the condominium. HOALendingXchange made it easy for us to quickly find the best deal on our HOA loan.

Robert Thompson, President Pilgrim Acres Condominium Association, Inc.
Customer Testimonails

My Property Management clients demand excellent service and quick turnaround when their associations need capital for their HOA improvements. I am happy to recommend HOALendingXchange when they ask for my advice. They never disappoint!

Julie Adams, Owner Adams Property Management